CalFresh ‘Churn’ Fueled by Outdated, Inadequate Processes

January 3, 2017

We need strong state leadership on churn in order to boost CalFresh participation rates for all counties.

We have all experienced the chore of renewing annual memberships or subscriptions. Sometimes it’s easy: you get a reminder email, you log in and update your account, and you receive confirmation that everything is settled.

But sometimes it’s not: an inconspicuous notice gets buried in the mail, or the turnaround is tight and you have to hunt for the necessary documents. Sometimes the notice is incomprehensible, and you don’t realize that you’re about to lose services. Maybe you tried to call, but customer service is only open when you’re at work, or the length of the call queue is interminable. Before you know it, the deadline has passed, and you’ve lapsed.

Unfortunately for CalFresh recipients, the program’s twice-yearly reporting and annual recertification requirements are a recipe for churn, causing them to miss out on important food benefits. At every step of the way, outdated and user-unfriendly processes make it harder than it should be to stay enrolled.

To recertify every year, a CalFresh recipient must (1) complete and mail a paper form to the county office; (2) re-submit documents verifying household income and expenses and any changed circumstances; and (3) complete an interview with a county worker.

A typical experience goes more like this: [1]

  • One paper notice is sent by postal mail, alerting the client that their recertification is due. (Email is not an option, even though everyone – even security-minded banks and health care providers – uses email because it’s more reliable and efficient.)
  • The notice is written in bureaucratic language that is at best confusing and at worst, nonsensical. Sometimes the notice is sent in the wrong language.
  • In this notice, the county assigns a mandatory interview date and time without any input from the client. Unsurprisingly, the time often does not work with participants’ schedules; most CalFresh recipients work, and the office is not open outside regular business hours. (Imagine your next doctor’s appointment being assigned to you by the doctor’s office, without consideration of your schedule.)
  • Sometimes the interview date has already passed by the time a notice is received.
  • If any of this is unclear or the assigned interview time requires a change, participants may have to start a long game of phone tag, during which time their benefits expire.
  • Further, if a client’s address changed in the last year, or if mail delivery is unreliable, participants may not receive any notices in the mail at all – in which case, they discover they have lost benefits while trying to buy food.

Churn is a problem across California, despite widespread recognition that it is destabilizing for participants. While some counties are making efforts to tinker with their processes within existing Federal and State requirements, true change will come from efforts to dramatically streamline and modernize those requirements. Without state leadership to identify and require effective consumer-centered policies and protocols, churn will continue to be a drag on California’s CalFresh participation rate.

When critical food benefits are at stake, a smooth renewal process can make all the difference. In our next blog post, we will explore how better churn data collection at the county level could help to uncover ideas for successful solutions, and how the State can help counties to adopt practices and procedures that are known to work. Stay tuned!

In case you missed them, here are the first two posts in this blog series about CalFresh churn:

Post #1: CalFresh ‘Churn’ Means More Missing Meals in SF and Marin

Post #2: The Steep Cost of CalFresh ‘Churn’

[1] Deep research in Contra Costa County found that all of these problems and more combine to create churn. ‘Using Data to Address and Diagnose Churn’ (August, 2016) PowerPoint presentation given to the CalFresh Learning Collaborative: http://calfreshlearningcollaborative.org/wp-content/uploads/2016/10/webinar-8252016.pdf

Donate Your Car and Help Neighbors in Need

December 21, 2016

“Donate your car and turn your wheels into meals.”

Bay Area Broadcasters Give Not One, but Two Gifts to the Food Bank

Do you have an old clunker that’s taking up space in your driveway or garage? Are you moving soon and want to “lighten the load” by off-loading your vehicle? Are you interested in a generous tax write-off, while giving back to your neighbors who can use some help?

If you answered yes to any of these questions, we encourage you to follow the lead of longtime Bay Area broadcasting duo Mike Sugerman and Janice Wright. They recently donated their car to benefit the Food Bank as they prepared to retire and relocate to the east coast to be closer to family.

Having covered Food Bank stories for years for KCBS Radio and KPIX TV, Mike and Janice were delighted to discover that the San Francisco-Marin Food Bank accepts donated cars – a perfect send-off for their Toyota that wouldn’t be making the trip. In fact, they were so excited, they gave us another gift…this song:

Vehicle donations play a critical role in some of the work we do here at the Food Bank.  Last year, people donated 33 cars to the Food Bank. We were able to turn those into $27,000, good enough to provide nearly 55,000 meals.

Donate Your Car
Donating your unwanted car or truck  is easier than selling it and you’ll receive a tax receipt for your contribution. You can donate your car by visiting Center for Car Donations. If you have any questions, please email our Donor Services or call (415) 282-1900, ext 353.

Mayella’s Story | “It changed my life.”

December 20, 2016

Mayella is a Food Bank participant and pantry volunteer. This is her story.

“The first time I came home with a bag of Food Bank groceries, it was like a weight had been lifted. My husband and I could not find work, and it was by chance that a pantry volunteer overheard that we were going hungry. When she gave us food, it changed my life.

Today, I’m a volunteer at that same pantry because I want to give back to my community.

The holidays are extra special at the pantry: we put on music, and I bake cookies for everyone. I don’t have a lot of money, but I can bake, I can share, and I can give my time.

For my family’s holiday meal, my husband and I go fishing, and then I cook everything I get from the Food Bank. My kids go back to school and tell everyone they’ve had a holiday feast. They don’t know the stress it is to put food on the table. They’re just happy to have a big holiday meal. And that’s the way the holidays should be.

Thank you for helping make sure the Food Bank can give me and my family, and everyone who needs some help, a very special holiday.”

Food Safety Net Remains Intact

December 15, 2016

Many of our partners, colleagues, and clients have expressed concerns that proposed changes by the incoming federal administration will change access to safety net programs – including food assistance — that so many in our community depend on.

On November 21st, 2016, the City and County of San Francisco released a statement affirming that at this time, there are absolutely no changes to any of the vital programs administered by the SF Human Services Agency, including CalFresh and Medi-Cal. Marin County released a similar letter on December 6th, affirming its commitment to serving all residents of Marin through these vital programs.

Read the full statement from Trent Rhorer, Executive Director of SF-HSA .
Read the full statement from Grant Colfax, Director of Marin-HHS.

In the coming months and years, we may call on our community to join us in protecting these crucial programs. For now, the San Francisco Human Services Agency, the Marin County Department of Health and Human Services, and the San Francisco-Marin Food Bank remain open for business as usual.

Additionally, San Francisco has affirmed that it will remain a Sanctuary City, meaning that law enforcement will not assist in the deportation of undocumented immigrants. As always, receiving CalFresh and/or Medi-Cal will not impact anyone’s immigration status or future prospects for gaining permanent legal status. Marin County also passed a resolution on December 13th, expressing the County’s commitment to protecting the rights, freedoms and interests of all members of Marin County.

The California Department of Social Services (CDSS) has also released this All-County Information Notice instructing all California counties to assure low-income immigrants that receipt of CalFresh nutrition benefits, or other programs that do not give cash, will not impact their immigration status.

For more information about receiving CalFresh and Medi-Cal as an immigrant, click here: English/Español/中文/Tiếng Việt/русский.

The Steep Cost of CalFresh ‘Churn’

December 15, 2016

Up to $1.16 million lost each year in SF and Marin due to CalFresh ‘recertification churn’

CalFresh recertification churn hurts far too many of our most vulnerable neighbors.  Collectively, they are losing out on thousands of dollars of food assistance:  we estimate that in San Francisco and Marin, upwards of $96,503 in CalFresh dollars are lost by participants each month due to recertification churn.[1]  Recertification churn happens when households do not complete the recertification process (“RRR”) at the one-year mark, only to re-enroll in benefits within 3 months.

In a year, that’s $1.16 million in CalFresh dollars.  When we look at the potential impact on our local economy, the number is even greater – $2 million in lost economic activity over the course of a year.[2] This report found that the administrative costs of recertification were anywhere from 1/2 to 1/3 the costs of processing an initial application. If it takes only 5 minutes more to complete the new applications compared to processing the recertification for those that reapply within 30 days, the added workload would be 100 hours per month.

For neighbors who are struggling to make ends meet, staying enrolled in CalFresh can be a big challenge. In San Francisco County, 25% of people with an RRR due fail to complete it and do not receive benefits the next month. In Marin County, that number is much higher, at 41%.

When counting the losses as missed meals, the numbers are even more alarming. Taking only those cases that reapplied within 30 days and calculating the loss of CalFresh benefits for them at the average benefit rate, San Francisco and Marin are missing out on about 32,000 meals per month. Over a year, that’s almost 400,000 meals.[3]

Two counties that appear to be doing a good job of keeping people continuously enrolled on CalFresh through their RRR process are Tulare and Fresno. In both counties, about 85% of households that have an RRR due are still receiving benefits the following month, compared to 59% and 75% in Marin and San Francisco respectively.

Next week, we will explore why churn is so common and what aspects of the recertification process make it so easy to fall off.

In case you missed it, learn the basics about CalFresh Churn in last week’s blog post.

 

[1] These estimates assume that each household that did not receive benefits in the month following their recertification but then reapplied within 30 days lost a month’s worth of CalFresh benefits at the average benefit level for that county. Those that reapplied in 60 or 90 days are not included in this calculation.

[2] California Food Policy Advocates, ‘Lost Dollars, Empty Plates’ (2014)

[3] It is worth noting that benefits lost due to churn following semi-annual reporting are not captured here.

 

Rich’s Story | “I personally know what it means to go hungry”

December 8, 2016

Food Bank staffer Rich Faafiu is our Lead Order Builder. This is his story. 

“People call me “Mr. Holidays” in the Food Bank warehouse. I supervise the massive operation of gathering, assembling, and sending out all of our food to our pantries. And during the holidays when things get really busy, I kick it into high gear.

I personally know what it means to go hungry, especially this time of year. When I was growing up in the projects in San Francisco, I often skipped meals because we didn’t have enough money.

My brothers and sisters and I had a single mom who worked several jobs, so we had to take care of ourselves. By the time I was nine, I was cooking for my siblings. I always fed everyone else first, so sometimes I went without. But my friends’ parents always gave me something to eat or a few dollars to help out.

Now I get to give back through my role at the Food Bank. So when I’m putting together those holiday pantry orders, it’s not just my job. I’m giving from the heart.

In that same spirit, I hope you give from your heart too.”

Day in the Life of Our Delivery Trucks

December 6, 2016

It’s 5 am, and the roll-up door closes with a metal clunk. Secured inside the truck’s cargo hold are dozens of pallets of food, ready to be delivered to pantry sites throughout the city.

Food Bank driver and lead dispatcher Marc Zaminsky checks the log one last time and fires up the truck. He pulls out of the Food Bank’s driveway onto the quiet streets of San Francisco.

His first stop is Marshall Elementary School, located in the Mission District. He pulls up to the curb, then uses the truck’s lift to lower the pallets of food to street level. Marc then wheels the food inside.

20160523_1_0029

Today’s delivery features cantaloupe, tomatoes, lettuce, celery, rice, raisins, boxes of cereal, oranges, potatoes, carrots, apples and eggs. Volunteers take care to display the fresh produce and other products so they are ready when families arrive to select their groceries for the week.

advocacy-header

Next up is a Single Room Occupancy hotel a few blocks away. The pantry coordinator is waiting by the door. She walks to the curb to greet Marc. The hallway is too narrow for the pallet jack so the pantry volunteers pitch in to help carry the boxes inside. The pantry will open in 30 minutes, so the volunteers quickly unload the boxes and set up the pantry tables.pantrynetwork-header

Afterward, three more stops are made, at a community center, a church, and a middle school, until finally, the cargo bay is empty. Marc checks off his log and heads back to the Food Bank.

Back at the Food Bank, Marc pulls into a loading bay, and the work begins again. The truck is loaded with pallets of food. The heaviest items, like potatoes and melons, layer the bottom of the pallet. Lighter, crushable items like cereal and eggs go on top.

Once the truck is loaded, Marc checks in at the dispatch room for any last minute changes. Then, he heads back into the city to bring more food to the people who need it.

morning-meeting

“This is the most rewarding job I’ve ever had. When you arrive at the pantries, people are smiling and happy to see you. There’s joy because you’re bringing them relief, you’re bringing them food,” says Marc Zaminsky. 

CalFresh ‘Churn’ Means More Missing Meals in SF and Marin

December 1, 2016

CalFresh – known nationally as SNAP and formerly as ‘food stamps’ – is a cornerstone of our food safety net in California. Almost 4.5 million people participate in CalFresh statewide, and more than 60,000[1] people participate in San Francisco and Marin combined. CalFresh participants receive an “EBT card” – which functions like a debit card that gets replenished with CalFresh benefits each month; participants then use CalFresh benefits to buy food in grocery stores and farmers’ markets.

Unfortunately, CalFresh churn is a big problem among many recipients.

Churn is when an eligible recipient unexpectedly loses CalFresh benefits, usually because of missed reporting requirements, only to re-enroll within one to three months.

In order to stay on benefits, CalFresh households must report eligibility information periodically. At six months after initial application, participants must notify the county of any household circumstances that have changed through a form called a SAR 7; at one year, they must re-verify all household information and complete an interview. The idea is that household circumstances sometimes change, and having a regularly scheduled time when participants submit documents and verifications ensures their status with CalFresh remains accurate.

But in practice, many households suddenly find themselves with an empty EBT card, unable to buy groceries. Imagine standing at a grocery check-out counter, only to find that your debit card unexpectedly had a $0 balance? What would that mean for feeding your family and paying the rest of your bills that month?

An interruption in CalFresh benefits, even for a month, can have real, damaging consequences for a family that is living on the edge of financial stability. For example, a household with the average CalFresh benefit of $304 per month would lose about 100 meals during the month when benefits are interrupted.

Statewide, one in five Calfresh applications received is from someone who was on CalFresh in the last 90 days.

Why does this happen? Confusion about the semi-annual reporting process, difficult-to-read letters from the county, language barriers, a missed interview, or a recent change in address or phone number can all result in benefits being terminated. It is not difficult to imagine a situation in which a busy family with multiple jobs, hectic schedules of school and childcare, combined with the stress of paying bills and keeping household paperwork in order, could end up missing CalFresh deadlines. Once benefits have been lost, households sometimes have to reapply for benefits all over again.

In addition to hurting recipients, CalFresh churn is inefficient and troublesome for county administrators. Instead of helping new clients enroll or improving the program overall, workers spend valuable time completing new applications for cases which should never have been discontinued in the first place.

We estimate that in San Francisco and Marin, $280,000 in CalFresh money are lost each month due to churn.

Over the next month, the Food Bank Advocacy Team will share a series of blog posts about CalFresh churn. Next week, we will dive into our county-level data in San Francisco and Marin. In subsequent weeks, we will explore more specifically what causes churn, and provide recommendations to diagnose churn and implement effective solutions.

Join us as we explore this topic!

 

[1] DFA 256 Report, August 2016: http://www.dss.cahwnet.gov/research/PG352.htm
[2] CDSS CalFresh Household Profile, FFY, 2014: http://www.calfresh.ca.gov/PG844.htm

Resilient Bayview Church Rebuilds After Tragedy

November 30, 2016

It was an intense feeling of dread that pulled Food Bank partner Bishop Greg Valentine out of bed at 2 am one fateful Friday morning in August 2015.

“I think somebody I know just died, and I need to go to the church to pray,” he told his wife. It would be several hours before Bishop Valentine would realize his fears were justified.

It turns out a group of vandals had broken in and defiled his house of worship, St. Paul’s Tabernacle Baptist Church in San Francisco’s Bayview neighborhood. When he arrived later that morning, Valentine was greeted by yellow crime-scene tape and police officers.

“As I walked up the stairs, I remember Sister Beverly Taylor coming up to me and saying ‘Hey, you’d better get it together, they’re all depending on you,’” Bishop Valentine said. But nothing could prepare him for what he saw next.

Listen to Bishop Valentine and Sister Beverly Taylor describe the anguish and joy of their experience.

“The vandals really did a number, bleaching and urinating on the pews,” he recalled. “They spray-painted racial and homophobic slurs on walls and shattered a pair of giant mirrors. Hurtful is deep, but this went deeper.”

That week, Bishop Valentine held Sunday services outdoors to spare his congregation the shock and pain of seeing the desecrated church. His concern soon turned to the nearly 100 people who rely on the church’s food pantry every week. How would they get nutritious groceries when the church had to close down for repairs?

Sister Taylor, who helped start the church’s food pantry 20 years ago, was worried too: “There was a terrible need for people to be able to still go someplace to get something to eat,” she said. Fortunately, partners at nearby Providence Baptist Church Pantry stepped up to serve St. Paul’s pantry participants.

As horrible as the vandalism was, there was a silver lining, said Bishop Valentine. Within days, people with no affiliation to the church, from all walks of life, showed up and started painting walls, replacing the carpets, and repairing the pews.

Funds were raised, repairs were made, and nearly three months to the day from when the vandals struck, the church’s sanctuary was back, better than ever. This past September, St Paul’s Church celebrated its reopening and honored dozens of neighbors who helped put the small church back together again.

The food pantry reopened a week later on December 4th, much to the relief of Sister Taylor and the participants. “They were so happy the first day, to come back into the pantry – ‘our pantry’ as they call it,” she said. “They appreciate what they have every day.”

No arrests have been made, and investigators with the San Francisco Police Department continue to look into the case.

Feeling inspired? Help support our food pantry at St. Paul’s Church – and our pantry network throughout San Francisco and Marin – by making a donation.

 

Nutrition Education: Six Tips for Shopping on a Budget

November 29, 2016

by Nalleli Martinez, Senior Nutrition Education Coordinator

At the Food Bank, our work doesn’t end once food is delivered to our pantries. Our Nutrition Education Team provides recipients with tips and tools for how to best use Food Bank ingredients to prepare healthy and filling meals. And, we strive to offer information in a culturally relevant way so that participants can find ease and comfort in connecting to the nutrition messages that we share.

In our “Shopping on a Budget” class, one topic that brings a smile to everyone’s face starts with the question, “Who could use a little extra money in their pockets?” The answer is almost always a unanimous chorus of agreement.

For most people, groceries are the second largest monthly expense after housing.
The good news is that people who use a food spending plan and shop carefully can cut their food costs by 20%. Yes, you read that correctly, 20%!

Here are six tips to help you save on groceries:

  1. Set a budget; it can be daily, weekly, or monthly.
  2. Make a shopping list, which will help you stick to purchasing only what you need.
  3. Freeze and store produce as space allows for later use in smoothies, stir-fries, soups, stews and much more.
  4. Don’t shop while hungry!
  5. Shop during sales. Find out when sales happen at your local markets or grocery stores. Typically, sales begin on Wednesdays.
  6. Visit your neighborhood food pantry. We’re here to help! If you are struggling to make ends meet, our food pantries in San Francisco and Marin can provide staple foods and produce to supplement your grocery purchases. Learn more here.

Our goal in Nutrition Education is to provide resources and information that everyone can use to improve their quality of life. In addition to the tips above, our workshops cover the “ins and outs” of navigating grocery stores and markets to facilitate healthy, cost-consciuous choices. What I love about these techniques is that they apply to everyone and anyone who steps into a grocery store, ready to brave the many aisles, shelves, and brands of food.

Want to get more tips like these? Sign up for our monthly eNews updates.